Were you a winner in the November 2025 premium bonds draw?

Were you one of the winners in November's National Savings and Investments (NS&I) premium bonds draw? Once again, two lucky players won £1m each this month.

The first winning bond number drawn was 258GE105589 and is held by someone from Shropshire. The winner has £50,000 in premium bonds and purchased their winning bond in October 2015. This marks the fourth jackpot win for the county.

The second winning bond number drawn was 568FY679677 by a new millionaire living in York. The winner holds £50,000 in premium bonds and purchased the winning bond in February 2024. They are the second person to win the £1m jackpot in York.

Read more: What are the odds of winning a premium bonds prize?

NS&I retail director Andrew Westhead said: "Congratulations to our two jackpot winners from Shropshire and York who have each started the countdown to the festive period a million pounds richer."

"This month is particularly special because we're celebrating 69 years since premium bonds originally went on sale. Over 22 million people hold premium bonds, with the exciting chance of winning one of the millions of tax-free prizes each month."

One of the premium bonds jackpot winners said: "What an amazing surprise. I’m going to treat myself to a new ukulele. We’re off to Australia first class next year, champagne & comfort all the way."

Unlike other investments, where investors earn interest or a regular dividend income, bonds are entered into a monthly prize draw where people can win between £25 and £1m. All premium bonds prizes are free of UK income tax and capital gains tax.

The chances of all bonds winning are the same, regardless of when or where they were bought. Even if you did not get a winning ticket this time, be sure to check for any unclaimed prizes.

Prizes do not expire, meaning you can claim as far back as the original 1957 draw. Premium bond holders can reduce the chances of their prizes going unclaimed by managing their premium bonds online or opting to have any prizes paid directly into their bank accounts by BACS, with notification by email.

Read more: Over £100m worth of premium bond prizes lie unclaimed

In Shropshire, there are currently around 10,822 unclaimed prizes worth £438,250 dating back to 1972. The largest unclaimed prize in Shropshire is worth £10,000 and was won in the February 2022 draw. Shropshire has prizes worth £50 dating back to April 1972.

In York, the highest unclaimed prize ready to be united with its owner is a £25,000 prize from March 2024. Other high value prizes include £5,000 from March 2024 and nine £1,000 prizes won between October 1995 and December 2023.

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Currently, there are 2,665,351 premium bonds prizes worth £110m waiting to be claimed.

A total of more than 6 million prizes worth £401m will be paid out in the November prize draw. There were 133,692,841,902 bond numbers eligible for the draw.

Since the first draw in June 1957, there have been more than 797 million prizes drawn, worth a total of £38.7bn.

Customers can check the premium bonds prize checker on the NS&I website or download the app to see if they have won.

The NS&I cut the premium bonds prize fund rate to 3.60% last August, down from 3.80%. There is no change to the odds, which remain at 22,000 to 1.

Read more: What are premium bonds and what are the odds of winning?

The prize fund rate for premium bonds was last changed from 4% to 3.8% from the April 2025 prize draw.

Westhead said: “This adjustment to the premium bonds prize fund rate – the first in four months – reflects the changing landscape for savings.

“Premium bonds maintain their unique appeal by offering complete security backed by HM Treasury, the flexibility to withdraw easily, and the excitement of potentially winning a tax-free prize each month. The August draw is expected to deliver more than 6 million tax-free prizes worth over £396m.

“By making this adjustment now, we’re able to continue to balance the interests of savers, taxpayers and the stability of the broader financial services sector.”

Read more:

Best savings account deals with inflation-beating rates How to protect yourself against tax rises in the budget What a cut to the cash ISA tax-free savings limit could mean for your finances

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