Most affordable commuter hotspots revealed

UK commuters could save as much as 61% on property costs by relocating to towns with sub-60-minute commutes to cities such as London, Newcastle, and Cardiff.

The findings from property site Zoopla come as 76% of UK employees now commute at least three days a week, and 39% have returned to the office full-time.

London remains the UK’s dominant economic centre, and its most expensive housing market. The average home in the capital is now valued at £588,300, making ownership unattainable for many. Yet for those willing to move outside the capital and commute in, the savings can be significant.

According to Zoopla, commuters can cut their housing costs by more than half, on average 56%, by living in towns with direct links to London that are under an hour away.

Peterborough, for instance, offers a 50-minute train ride to King’s Cross and an average home value of £238,800. Other strong contenders include Wellingborough and Kettering, with average prices of £245,400 and £261,500 respectively, and direct access to St Pancras station in under an hour.

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In the south-east, Chatham emerges as one of the most cost-effective and connected options. With commuting times of 40 to 44 minutes to three different London stations — St Pancras, Victoria, and London Bridge — and an average home price of £279,200.

Other affordable commuter towns include Luton (£305,700), Rugby (£281,100), and Purfleet-on-Thames (£248,400), all providing direct rail access into London in under an hour.

The biggest relative savings, however, are to be found outside the capital. In Shildon, County Durham, the average home costs just £73,800, compared to £189,880 in nearby Newcastle, a 61% discount with a 55-minute commute. A similar saving can be found in New Tredegar, where the average property is £108,600, versus £280,760 in Cardiff.

In Scotland, commuters to Edinburgh can find homes in Wishaw (£111,670) and Shotts (£114,080) — offering discounts of 61% and 60% respectively on the capital's average price of £287,110.

Commuters to Bristol and Birmingham also have strong savings potential. Newport, just an 18-minute train ride from Bristol, has homes priced at £214,700, a 43% discount. Meanwhile, Tipton and Wednesbury, within 25 minutes of Birmingham, offer 14% savings, with average prices under £200,000.

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“As we’ve seen, the move back to more time in the office is back on the agenda for a vast number of people in the UK,” said Daniel Copley, consumer expert at Zoopla. “With affordability becoming an increasingly important consideration for home buyers, many are having to widen their search area and need help to understand their options. Our analysis provides a useful guide to some of the most affordable commuting hotspots that offer the best of both worlds."

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“The savings on offer are substantial, especially for those commuting into major regional cities like Newcastle and Cardiff, where buying a home just an hour outside of the city can save you a massive 61%,” he added.

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