M&T Bank GAAP EPS of $4.82 beats by $0.39, revenue of $2.51B beats by $70M

* M&T Bank press release [https://seekingalpha.com/pr/20268197-m-and-t-bank-corporation-nyse-mtb-announces-third-quarter-2025-results] (NYSE:MTB [https://seekingalpha.com/symbol/MTB]): Q3 GAAP EPS of $4.82 beats by $0.39.
* Revenue of $2.51B (+7.3% Y/Y) beats by $70M.
* M&T's CET1 capital ratio is estimated to be 10.99% at September 30, 2025.
* The provision for credit losses was $125 million in each of the third and second quarters of 2025, compared with $120 million in the third quarter of 2024.
* The allowance for loan losses as a percentage of loans outstanding decreased from 1.61% at June 30, 2025 to 1.58% at September 30, 2025 reflecting lower levels of criticized commercial real estate loans.

MORE ON M&T BANK

* M&T Bank Corporation (MTB) Presents At Barclays 23rd Annual Global Financial Services Conference Transcript [https://seekingalpha.com/article/4821567-m-and-t-bank-corporation-mtb-presents-at-barclays-23rd-annual-global-financial-services]
* M&T Bank Q3 2025 Earnings Preview [https://seekingalpha.com/news/4504328-mt-bank-q3-2025-earnings-preview]
* M&T Bank downgraded as Morgan Stanley sees less room for NIM upside [https://seekingalpha.com/news/4499883-mt-bank-downgraded-as-morgan-stanley-sees-less-room-for-nim-upside]
* Seeking Alpha’s Quant Rating on M&T Bank [https://seekingalpha.com/symbol/MTB/ratings/quant-ratings]
* Historical earnings data for M&T Bank [https://seekingalpha.com/symbol/MTB/earnings]