{
    "id": "BANK-03",
    "category": "BANK",
    "category_name": "銀行股",
    "title": "淨利息收入與利息收支",
    "question": "淨利息收入與利息收支",
    "chart": "multi",
    "metric": "淨利息收入與利息收支",
    "secondary": "多面板",
    "x": "觀察期／樣本",
    "y": "示例數值",
    "panels": [
        "淨利息收入與利息收支",
        "多面板",
        "資料明細"
    ],
    "filters": [
        "標的／市場",
        "分析區間",
        "基準／參數"
    ],
    "apis": [
        "FUND_STOCK",
        "PRAAMS_BOND",
        "PRAAMS_BANK"
    ],
    "calculation": "按相同期間列三系列；有披露才展開收支橋。",
    "caveat": "銀行收入定義各異；interestIncome 不等於總營收。 PRAAMS 為另購銀行專屬資料；非利息收入可另列，不能當利息收入。",
    "inputs": "FUND.Financials.Income_Statement.netInterestIncome\nFUND.Financials.Income_Statement.interestIncome\nFUND.Financials.Income_Statement.interestExpense\nPRAAMS.bank.income_statement.net_interest_income（可另購替代來源）\nPRAAMS.bank.income_statement.non_interest_income（可另購附加面板）",
    "extra_inputs": "依左側必要欄位與限制核實",
    "data_class": "直接",
    "complexity": "核實另購／展示權",
    "rank": 3,
    "stage": "P0",
    "collection": "product",
    "source_urls": [
        "https://eodhd.com/financial-academy/financial-faq/fundamentals-glossary-common-stock",
        "https://eodhistoricaldata.github.io/EODHD-openapi/redoc.html"
    ],
    "requires_user_input": false,
    "requires_extra_plan": true,
    "cadence": "示例資料",
    "sample_labels": [
        "2019",
        "2020",
        "2021",
        "2022",
        "2023",
        "2024"
    ],
    "sample_annotation": {
        "sample": true,
        "as_of": "2026-10-16",
        "notice": "Charts and tables for this report are generated, deterministic synthetic sample observations for educational layout and unit demonstration only. No provider, market data or analysis engine is called, and nothing here is a statement about real securities.",
        "notice_zh": "此報告的圖表與數據為確定性生成的合成示例數據，僅供教育及版面展示；並無連接任何資料供應商或實際分析引擎，不代表任何真實證券的表現。",
        "default_filters": {
            "symbol": "0700.HK",
            "period": "1Y",
            "benchmark": "HSI"
        },
        "filters": {
            "symbol": [
                "0700.HK",
                "0005.HK",
                "AAPL.US",
                "MSFT.US",
                "SPY.US",
                "BTC-USD.CC"
            ],
            "period": [
                "1Y",
                "3Y",
                "5Y"
            ],
            "benchmark": [
                "HSI",
                "SPX",
                "BTC"
            ]
        },
        "library": {
            "version": "2026-10-19",
            "source": "https://chatgpt.com/share/6ad67223-c610-83e8-adb2-33aaf792e584",
            "sample": true
        }
    }
}