{
    "id": "DIV-011",
    "category": "DIV",
    "title": "個人每月預計派付現金流",
    "question": "按公司已確認派付日，我的持倉現金預計在哪些月份收到？",
    "chart": "bar",
    "metric": "每月預計派付現金（用戶基準貨幣）",
    "secondary": "已知派付日覆蓋率（%）",
    "x": "派付月份",
    "y": "股息收入（基準貨幣）",
    "panels": [
        "每月預計派付分布",
        "待確認派付",
        "各持倉收入貢獻"
    ],
    "filters": [
        "股票 / 持倉清單",
        "除淨 / 派付基準",
        "股息幣種"
    ],
    "apis": [
        "USER",
        "DIV",
        "FX"
    ],
    "calculation": "按 DIV.paymentDate 將已確認股息 × USER 合資格股數歸入月份，缺派付日期的項目列待確認而不是用除淨日代替。",
    "caveat": "各市場 paymentDate 覆蓋不同；券商實際入帳可能晚於公司派付日。；預覽數值全為合成示例，非即時行情。",
    "data_class": "用戶資料",
    "complexity": "高",
    "audience": "大眾",
    "reach": 10,
    "frequency": 9,
    "decision": 10,
    "clarity": 10,
    "sample_labels": [
        "一月",
        "二月",
        "三月",
        "四月",
        "五月",
        "六月"
    ],
    "cadence": "使用者修改持倉、核銷或情境時重算；每日更新已公告事件；有新增派息時重算",
    "category_name": "股息與股東回報",
    "score": 97.0,
    "requires_user_input": true,
    "requires_extra_plan": false,
    "source_urls": [
        "https://eodhd.com/financial-apis/api-splits-dividends",
        "https://eodhd.com/financial-apis/list-supported-forex-currencies"
    ],
    "rank": 23,
    "stage": "P0",
    "svg_file": "mockups/0023-DIV-011.svg",
    "demo_fingerprint": "7f7e593b3bb66def",
    "collection": "catalogue",
    "sample_annotation": {
        "sample": true,
        "as_of": "2026-10-16",
        "notice": "Charts and tables for this report are generated, deterministic synthetic sample observations for educational layout and unit demonstration only. No provider, market data or analysis engine is called, and nothing here is a statement about real securities.",
        "notice_zh": "此報告的圖表與數據為確定性生成的合成示例數據，僅供教育及版面展示；並無連接任何資料供應商或實際分析引擎，不代表任何真實證券的表現。",
        "default_filters": {
            "symbol": "0700.HK",
            "period": "1Y",
            "benchmark": "HSI"
        },
        "filters": {
            "symbol": [
                "0700.HK",
                "0005.HK",
                "AAPL.US",
                "MSFT.US",
                "SPY.US",
                "BTC-USD.CC"
            ],
            "period": [
                "1Y",
                "3Y",
                "5Y"
            ],
            "benchmark": [
                "HSI",
                "SPX",
                "BTC"
            ]
        },
        "library": {
            "version": "2026-10-19",
            "source": "https://chatgpt.com/share/6ad67223-c610-83e8-adb2-33aaf792e584",
            "sample": true
        }
    }
}