{
    "id": "DIV-012",
    "category": "DIV",
    "title": "個人稅費後收息明細",
    "question": "按我輸入的扣稅及費用假設，實際可保留多少股息？",
    "chart": "waterfall",
    "metric": "稅費後股息（用戶基準貨幣）",
    "secondary": "USER 扣稅率（%）",
    "x": "扣減項目",
    "y": "基準貨幣金額",
    "panels": [
        "稅前至稅後瀑布",
        "扣稅與費用",
        "假設明細"
    ],
    "filters": [
        "股票 / 持倉清單",
        "除淨 / 派付基準",
        "股息幣種"
    ],
    "apis": [
        "USER",
        "DIV",
        "FX"
    ],
    "calculation": "每筆合資格股息 ×（1 − USER 指定扣稅率）− USER 費用，再以指定 FX 轉換；列原幣稅前金額與每項扣減。",
    "caveat": "不自動推定稅務居民、稅約或法定稅率；是 USER 假設試算，不是稅務結算。；預覽數值全為合成示例，非即時行情。",
    "data_class": "用戶資料",
    "complexity": "高",
    "audience": "進階",
    "reach": 8,
    "frequency": 8,
    "decision": 10,
    "clarity": 9,
    "sample_labels": [
        "稅前股息",
        "假設扣稅",
        "費用",
        "匯兌",
        "稅後股息"
    ],
    "cadence": "使用者修改持倉、核銷或情境時重算；每日更新已公告事件；有新增派息時重算",
    "category_name": "股息與股東回報",
    "score": 86.0,
    "requires_user_input": true,
    "requires_extra_plan": false,
    "source_urls": [
        "https://eodhd.com/financial-apis/api-splits-dividends",
        "https://eodhd.com/financial-apis/list-supported-forex-currencies"
    ],
    "rank": 185,
    "stage": "P1",
    "svg_file": "mockups/0185-DIV-012.svg",
    "demo_fingerprint": "f63e2875ed9521c2",
    "collection": "catalogue",
    "sample_annotation": {
        "sample": true,
        "as_of": "2026-10-16",
        "notice": "Charts and tables for this report are generated, deterministic synthetic sample observations for educational layout and unit demonstration only. No provider, market data or analysis engine is called, and nothing here is a statement about real securities.",
        "notice_zh": "此報告的圖表與數據為確定性生成的合成示例數據，僅供教育及版面展示；並無連接任何資料供應商或實際分析引擎，不代表任何真實證券的表現。",
        "default_filters": {
            "symbol": "0700.HK",
            "period": "1Y",
            "benchmark": "HSI"
        },
        "filters": {
            "symbol": [
                "0700.HK",
                "0005.HK",
                "AAPL.US",
                "MSFT.US",
                "SPY.US",
                "BTC-USD.CC"
            ],
            "period": [
                "1Y",
                "3Y",
                "5Y"
            ],
            "benchmark": [
                "HSI",
                "SPX",
                "BTC"
            ]
        },
        "library": {
            "version": "2026-10-19",
            "source": "https://chatgpt.com/share/6ad67223-c610-83e8-adb2-33aaf792e584",
            "sample": true
        }
    }
}