{
    "id": "DIV-027",
    "category": "DIV",
    "title": "現金儲備的派息緩衝",
    "question": "在不產生新現金的靜態情境下，現金可覆蓋多久股息？",
    "chart": "bar",
    "metric": "靜態現金 / 年股息（年）",
    "secondary": "淨現金 / 年股息（年）",
    "x": "緩衝口徑",
    "y": "年數 / 金額",
    "panels": [
        "現金覆蓋",
        "淨現金覆蓋",
        "短期債務對照"
    ],
    "filters": [
        "股票 / 持倉清單",
        "除淨 / 派付基準",
        "股息幣種"
    ],
    "apis": [
        "FUND"
    ],
    "calculation": "以現金等價物 / 最近完整年現金股息，並列扣有息債務後比率；股息零時不計算。",
    "caveat": "是忽略營運、到期債務與資金限制的靜態尺度，不是公司真實可維持派息年數。；預覽數值全為合成示例，非即時行情。非美股及港股欄位、歷史深度按股票實際覆蓋。",
    "data_class": "衍生",
    "complexity": "中",
    "audience": "進階",
    "reach": 7,
    "frequency": 6,
    "decision": 8,
    "clarity": 9,
    "sample_labels": [
        "現金緩衝",
        "淨現金緩衝",
        "短債需求",
        "年股息"
    ],
    "cadence": "新財報入庫後重算；每週檢查資料修訂",
    "category_name": "股息與股東回報",
    "score": 71.5,
    "requires_user_input": false,
    "requires_extra_plan": false,
    "source_urls": [
        "https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds"
    ],
    "rank": 553,
    "stage": "P3",
    "svg_file": "mockups/0553-DIV-027.svg",
    "demo_fingerprint": "c93d5e875599154b",
    "collection": "catalogue",
    "sample_annotation": {
        "sample": true,
        "as_of": "2026-10-16",
        "notice": "Charts and tables for this report are generated, deterministic synthetic sample observations for educational layout and unit demonstration only. No provider, market data or analysis engine is called, and nothing here is a statement about real securities.",
        "notice_zh": "此報告的圖表與數據為確定性生成的合成示例數據，僅供教育及版面展示；並無連接任何資料供應商或實際分析引擎，不代表任何真實證券的表現。",
        "default_filters": {
            "symbol": "0700.HK",
            "period": "1Y",
            "benchmark": "HSI"
        },
        "filters": {
            "symbol": [
                "0700.HK",
                "0005.HK",
                "AAPL.US",
                "MSFT.US",
                "SPY.US",
                "BTC-USD.CC"
            ],
            "period": [
                "1Y",
                "3Y",
                "5Y"
            ],
            "benchmark": [
                "HSI",
                "SPX",
                "BTC"
            ]
        },
        "library": {
            "version": "2026-10-19",
            "source": "https://chatgpt.com/share/6ad67223-c610-83e8-adb2-33aaf792e584",
            "sample": true
        }
    }
}