{
    "id": "DIV-035",
    "category": "DIV",
    "title": "個人股息收入集中度",
    "question": "我的年度收入是否過度依賴少數幾家公司？",
    "chart": "bar",
    "metric": "各持倉股息收入佔比（%）",
    "secondary": "前三大收入佔比（%）",
    "x": "持倉股票",
    "y": "股息收入佔比（%）",
    "panels": [
        "收入貢獻排序",
        "前三大集中度",
        "行業與貨幣分布"
    ],
    "filters": [
        "股票 / 持倉清單",
        "除淨 / 派付基準",
        "股息幣種"
    ],
    "apis": [
        "USER",
        "DIV",
        "FUND",
        "FX"
    ],
    "calculation": "以 USER 合資格持股數 × 同期已知或明確假設股息換成本位幣，計每股持倉佔比、前三大及 HHI。",
    "caveat": "收入假設與未來減派都會改變佔比；已確認與估算必須分層。；預覽數值全為合成示例，非即時行情。非美股及港股欄位、歷史深度按股票實際覆蓋。",
    "data_class": "用戶資料",
    "complexity": "高",
    "audience": "大眾",
    "reach": 8,
    "frequency": 8,
    "decision": 10,
    "clarity": 9,
    "sample_labels": [
        "持倉甲",
        "持倉乙",
        "持倉丙",
        "持倉丁",
        "其他持倉"
    ],
    "cadence": "使用者修改持倉、核銷或情境時重算；每日更新已公告事件；有新增派息時重算",
    "category_name": "股息與股東回報",
    "score": 86.0,
    "requires_user_input": true,
    "requires_extra_plan": false,
    "source_urls": [
        "https://eodhd.com/financial-apis/api-splits-dividends",
        "https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds",
        "https://eodhd.com/financial-apis/list-supported-forex-currencies"
    ],
    "rank": 187,
    "stage": "P1",
    "svg_file": "mockups/0187-DIV-035.svg",
    "demo_fingerprint": "f26692970f040533",
    "collection": "catalogue",
    "sample_annotation": {
        "sample": true,
        "as_of": "2026-10-16",
        "notice": "Charts and tables for this report are generated, deterministic synthetic sample observations for educational layout and unit demonstration only. No provider, market data or analysis engine is called, and nothing here is a statement about real securities.",
        "notice_zh": "此報告的圖表與數據為確定性生成的合成示例數據，僅供教育及版面展示；並無連接任何資料供應商或實際分析引擎，不代表任何真實證券的表現。",
        "default_filters": {
            "symbol": "0700.HK",
            "period": "1Y",
            "benchmark": "HSI"
        },
        "filters": {
            "symbol": [
                "0700.HK",
                "0005.HK",
                "AAPL.US",
                "MSFT.US",
                "SPY.US",
                "BTC-USD.CC"
            ],
            "period": [
                "1Y",
                "3Y",
                "5Y"
            ],
            "benchmark": [
                "HSI",
                "SPX",
                "BTC"
            ]
        },
        "library": {
            "version": "2026-10-19",
            "source": "https://chatgpt.com/share/6ad67223-c610-83e8-adb2-33aaf792e584",
            "sample": true
        }
    }
}