{
    "id": "DIV-036",
    "category": "DIV",
    "title": "收息月份缺口",
    "question": "我的派息組合有沒有長時間缺乏現金入帳？",
    "chart": "heatmap",
    "metric": "每月已確認收息（基準貨幣）",
    "secondary": "無已知派付月份（月）",
    "x": "派付月份",
    "y": "持倉 / 現金需求",
    "panels": [
        "月份收息熱圖",
        "需求缺口",
        "未知派付資料"
    ],
    "filters": [
        "股票 / 持倉清單",
        "除淨 / 派付基準",
        "股息幣種"
    ],
    "apis": [
        "USER",
        "DIV",
        "FX"
    ],
    "calculation": "依已知 paymentDate × USER 持倉建月度收入矩陣，與 USER 每月現金需求比較，缺派付日單獨報告。",
    "caveat": "未公告月份顯示未知，不能直接當零收入；交易及持股資格由 USER 資料決定。；預覽數值全為合成示例，非即時行情。",
    "data_class": "用戶資料",
    "complexity": "高",
    "audience": "大眾",
    "reach": 8,
    "frequency": 8,
    "decision": 9,
    "clarity": 9,
    "sample_labels": [
        "一月",
        "二月",
        "三月",
        "四月",
        "五月",
        "六月"
    ],
    "cadence": "使用者修改持倉、核銷或情境時重算；每日更新已公告事件；有新增派息時重算",
    "category_name": "股息與股東回報",
    "score": 83.5,
    "requires_user_input": true,
    "requires_extra_plan": false,
    "source_urls": [
        "https://eodhd.com/financial-apis/api-splits-dividends",
        "https://eodhd.com/financial-apis/list-supported-forex-currencies"
    ],
    "rank": 238,
    "stage": "P2",
    "svg_file": "mockups/0238-DIV-036.svg",
    "demo_fingerprint": "5157be78cd721284",
    "collection": "catalogue",
    "sample_annotation": {
        "sample": true,
        "as_of": "2026-10-16",
        "notice": "Charts and tables for this report are generated, deterministic synthetic sample observations for educational layout and unit demonstration only. No provider, market data or analysis engine is called, and nothing here is a statement about real securities.",
        "notice_zh": "此報告的圖表與數據為確定性生成的合成示例數據，僅供教育及版面展示；並無連接任何資料供應商或實際分析引擎，不代表任何真實證券的表現。",
        "default_filters": {
            "symbol": "0700.HK",
            "period": "1Y",
            "benchmark": "HSI"
        },
        "filters": {
            "symbol": [
                "0700.HK",
                "0005.HK",
                "AAPL.US",
                "MSFT.US",
                "SPY.US",
                "BTC-USD.CC"
            ],
            "period": [
                "1Y",
                "3Y",
                "5Y"
            ],
            "benchmark": [
                "HSI",
                "SPX",
                "BTC"
            ]
        },
        "library": {
            "version": "2026-10-19",
            "source": "https://chatgpt.com/share/6ad67223-c610-83e8-adb2-33aaf792e584",
            "sample": true
        }
    }
}