{
    "id": "DIV-037",
    "category": "DIV",
    "title": "股息收入目標所需資本",
    "question": "按指定收益率情境，我需要多少資本達到每月收息目標？",
    "chart": "line",
    "metric": "所需投入資本（基準貨幣）",
    "secondary": "目標月收入（基準貨幣）",
    "x": "假設淨股息率（%）",
    "y": "所需資本（基準貨幣）",
    "panels": [
        "目標資本曲線",
        "觀察收益率參考",
        "USER 淨收益率假設"
    ],
    "filters": [
        "股票 / 持倉清單",
        "除淨 / 派付基準",
        "股息幣種"
    ],
    "apis": [
        "USER",
        "DIV",
        "EOD",
        "FX"
    ],
    "calculation": "USER 月收入目標 ×12 / USER 淨收益率，對多個收益率假設顯示所需資本；以觀察到的收益率僅作參考。",
    "caveat": "收益率假設不保證持續；稅費、股息削減及本金波動應作情境而非默認常數。；預覽數值全為合成示例，非即時行情。",
    "data_class": "用戶資料",
    "complexity": "中",
    "audience": "大眾",
    "reach": 9,
    "frequency": 8,
    "decision": 10,
    "clarity": 10,
    "sample_labels": [
        "較低收益率",
        "中低收益率",
        "基準收益率",
        "中高收益率",
        "較高收益率"
    ],
    "cadence": "使用者修改持倉、核銷或情境時重算；收市後更新價格；新財報入庫後重算",
    "category_name": "股息與股東回報",
    "score": 90.5,
    "requires_user_input": true,
    "requires_extra_plan": false,
    "source_urls": [
        "https://eodhd.com/financial-apis/api-splits-dividends",
        "https://eodhd.com/financial-apis/api-for-historical-data-and-volumes",
        "https://eodhd.com/financial-apis/list-supported-forex-currencies"
    ],
    "rank": 84,
    "stage": "P1",
    "svg_file": "mockups/0084-DIV-037.svg",
    "demo_fingerprint": "230e68f0030f559f",
    "collection": "catalogue",
    "sample_annotation": {
        "sample": true,
        "as_of": "2026-10-16",
        "notice": "Charts and tables for this report are generated, deterministic synthetic sample observations for educational layout and unit demonstration only. No provider, market data or analysis engine is called, and nothing here is a statement about real securities.",
        "notice_zh": "此報告的圖表與數據為確定性生成的合成示例數據，僅供教育及版面展示；並無連接任何資料供應商或實際分析引擎，不代表任何真實證券的表現。",
        "default_filters": {
            "symbol": "0700.HK",
            "period": "1Y",
            "benchmark": "HSI"
        },
        "filters": {
            "symbol": [
                "0700.HK",
                "0005.HK",
                "AAPL.US",
                "MSFT.US",
                "SPY.US",
                "BTC-USD.CC"
            ],
            "period": [
                "1Y",
                "3Y",
                "5Y"
            ],
            "benchmark": [
                "HSI",
                "SPX",
                "BTC"
            ]
        },
        "library": {
            "version": "2026-10-19",
            "source": "https://chatgpt.com/share/6ad67223-c610-83e8-adb2-33aaf792e584",
            "sample": true
        }
    }
}