{
    "id": "DIV-039",
    "category": "DIV",
    "title": "個人股息削減壓力測試",
    "question": "主要持倉減派時，我的收入目標會缺多少？",
    "chart": "waterfall",
    "metric": "壓力後股息收入（基準貨幣）",
    "secondary": "收入目標缺口（%）",
    "x": "壓力貢獻",
    "y": "基準貨幣金額",
    "panels": [
        "各持倉收入損失",
        "壓力後總收入",
        "目標缺口"
    ],
    "filters": [
        "股票 / 持倉清單",
        "除淨 / 派付基準",
        "股息幣種"
    ],
    "apis": [
        "USER",
        "DIV",
        "FX"
    ],
    "calculation": "對 USER 持倉及基準股息套用逐股 USER 減派幅度，計收入損失與總收入，不改動未被指定股票。",
    "caveat": "減派幅度是假設，非公司預測；股價衝擊與再投資回報未在本圖中自動估算。；預覽數值全為合成示例，非即時行情。",
    "data_class": "用戶資料",
    "complexity": "高",
    "audience": "大眾",
    "reach": 8,
    "frequency": 8,
    "decision": 10,
    "clarity": 9,
    "sample_labels": [
        "基準收入",
        "持倉甲減派",
        "持倉乙減派",
        "持倉丙減派",
        "壓力後收入"
    ],
    "cadence": "使用者修改持倉、核銷或情境時重算；每日更新已公告事件；有新增派息時重算",
    "category_name": "股息與股東回報",
    "score": 86.0,
    "requires_user_input": true,
    "requires_extra_plan": false,
    "source_urls": [
        "https://eodhd.com/financial-apis/api-splits-dividends",
        "https://eodhd.com/financial-apis/list-supported-forex-currencies"
    ],
    "rank": 188,
    "stage": "P1",
    "svg_file": "mockups/0188-DIV-039.svg",
    "demo_fingerprint": "b46a5b7a7146218d",
    "collection": "catalogue",
    "sample_annotation": {
        "sample": true,
        "as_of": "2026-10-16",
        "notice": "Charts and tables for this report are generated, deterministic synthetic sample observations for educational layout and unit demonstration only. No provider, market data or analysis engine is called, and nothing here is a statement about real securities.",
        "notice_zh": "此報告的圖表與數據為確定性生成的合成示例數據，僅供教育及版面展示；並無連接任何資料供應商或實際分析引擎，不代表任何真實證券的表現。",
        "default_filters": {
            "symbol": "0700.HK",
            "period": "1Y",
            "benchmark": "HSI"
        },
        "filters": {
            "symbol": [
                "0700.HK",
                "0005.HK",
                "AAPL.US",
                "MSFT.US",
                "SPY.US",
                "BTC-USD.CC"
            ],
            "period": [
                "1Y",
                "3Y",
                "5Y"
            ],
            "benchmark": [
                "HSI",
                "SPX",
                "BTC"
            ]
        },
        "library": {
            "version": "2026-10-19",
            "source": "https://chatgpt.com/share/6ad67223-c610-83e8-adb2-33aaf792e584",
            "sample": true
        }
    }
}