{
    "id": "DIV-040",
    "category": "DIV",
    "title": "再投資與領取現金比較",
    "question": "同一隻股票把股息領走或再投資，長期資產差多少？",
    "chart": "multi",
    "metric": "兩情境總財富（基準貨幣）",
    "secondary": "累積已領股息（基準貨幣）",
    "x": "交易日期",
    "y": "股票加現金總財富",
    "panels": [
        "兩種財富路徑",
        "股票與現金分拆",
        "交易假設"
    ],
    "filters": [
        "股票 / 持倉清單",
        "除淨 / 派付基準",
        "股息幣種"
    ],
    "apis": [
        "USER",
        "DIV",
        "EOD",
        "SPLIT",
        "FX"
    ],
    "calculation": "使用同一 USER 起始資金與原始價格，領現情境保留股息現金，再投資情境按可用派付日買股；兩邊相同稅費與拆股規則。",
    "caveat": "不以 adjusted_close 再加 DIV；缺日期、零碎股及再投資價必須標明或停算。；預覽數值全為合成示例，非即時行情。",
    "data_class": "用戶資料",
    "complexity": "高",
    "audience": "大眾",
    "reach": 9,
    "frequency": 8,
    "decision": 9,
    "clarity": 9,
    "sample_labels": [
        "起點",
        "觀察點2",
        "觀察點3",
        "觀察點4",
        "期末"
    ],
    "cadence": "使用者修改持倉、核銷或情境時重算；收市後更新價格；新財報入庫後重算",
    "category_name": "股息與股東回報",
    "score": 87.0,
    "requires_user_input": true,
    "requires_extra_plan": false,
    "source_urls": [
        "https://eodhd.com/financial-apis/api-splits-dividends",
        "https://eodhd.com/financial-apis/api-for-historical-data-and-volumes",
        "https://eodhd.com/financial-apis/list-supported-forex-currencies"
    ],
    "rank": 158,
    "stage": "P1",
    "svg_file": "mockups/0158-DIV-040.svg",
    "demo_fingerprint": "27ab80846c6fc8dc",
    "collection": "catalogue",
    "sample_annotation": {
        "sample": true,
        "as_of": "2026-10-16",
        "notice": "Charts and tables for this report are generated, deterministic synthetic sample observations for educational layout and unit demonstration only. No provider, market data or analysis engine is called, and nothing here is a statement about real securities.",
        "notice_zh": "此報告的圖表與數據為確定性生成的合成示例數據，僅供教育及版面展示；並無連接任何資料供應商或實際分析引擎，不代表任何真實證券的表現。",
        "default_filters": {
            "symbol": "0700.HK",
            "period": "1Y",
            "benchmark": "HSI"
        },
        "filters": {
            "symbol": [
                "0700.HK",
                "0005.HK",
                "AAPL.US",
                "MSFT.US",
                "SPY.US",
                "BTC-USD.CC"
            ],
            "period": [
                "1Y",
                "3Y",
                "5Y"
            ],
            "benchmark": [
                "HSI",
                "SPX",
                "BTC"
            ]
        },
        "library": {
            "version": "2026-10-19",
            "source": "https://chatgpt.com/share/6ad67223-c610-83e8-adb2-33aaf792e584",
            "sample": true
        }
    }
}