{
    "id": "DIV-045",
    "category": "DIV",
    "title": "稅前現金回報與通脹情境",
    "question": "股息名目增長能否在指定通脹假設下保持購買力？",
    "chart": "line",
    "metric": "實質股息收入指數（起點 100）",
    "secondary": "名目股息指數（起點 100）",
    "x": "年度",
    "y": "收入指數（起點100）",
    "panels": [
        "名目與實質收息",
        "物價假設",
        "購買力缺口"
    ],
    "filters": [
        "股票 / 持倉清單",
        "除淨 / 派付基準",
        "股息幣種"
    ],
    "apis": [
        "DIV",
        "USER",
        "SPLIT"
    ],
    "calculation": "以 USER 指定年度通脹路徑累乘物價指數，將一致持股基準名目派息收入除該指數，與名目收入並列。",
    "caveat": "通脹路徑屬 USER 假設，未自動套用任何國家官方 CPI；幣種固定且未含稅。；預覽數值全為合成示例，非即時行情。",
    "data_class": "用戶資料",
    "complexity": "中",
    "audience": "大眾",
    "reach": 7,
    "frequency": 6,
    "decision": 8,
    "clarity": 9,
    "sample_labels": [
        "年1",
        "年2",
        "年3",
        "年4",
        "年5"
    ],
    "cadence": "使用者修改持倉、核銷或情境時重算；每日更新已公告事件；有新增派息時重算",
    "category_name": "股息與股東回報",
    "score": 71.5,
    "requires_user_input": true,
    "requires_extra_plan": false,
    "source_urls": [
        "https://eodhd.com/financial-apis/api-splits-dividends"
    ],
    "rank": 554,
    "stage": "P3",
    "svg_file": "mockups/0554-DIV-045.svg",
    "demo_fingerprint": "d6c3aea907e77468",
    "collection": "catalogue",
    "sample_annotation": {
        "sample": true,
        "as_of": "2026-10-16",
        "notice": "Charts and tables for this report are generated, deterministic synthetic sample observations for educational layout and unit demonstration only. No provider, market data or analysis engine is called, and nothing here is a statement about real securities.",
        "notice_zh": "此報告的圖表與數據為確定性生成的合成示例數據，僅供教育及版面展示；並無連接任何資料供應商或實際分析引擎，不代表任何真實證券的表現。",
        "default_filters": {
            "symbol": "0700.HK",
            "period": "1Y",
            "benchmark": "HSI"
        },
        "filters": {
            "symbol": [
                "0700.HK",
                "0005.HK",
                "AAPL.US",
                "MSFT.US",
                "SPY.US",
                "BTC-USD.CC"
            ],
            "period": [
                "1Y",
                "3Y",
                "5Y"
            ],
            "benchmark": [
                "HSI",
                "SPX",
                "BTC"
            ]
        },
        "library": {
            "version": "2026-10-19",
            "source": "https://chatgpt.com/share/6ad67223-c610-83e8-adb2-33aaf792e584",
            "sample": true
        }
    }
}