{
    "id": "DIV-049",
    "category": "DIV",
    "title": "股息與債務償付雙重現金需求",
    "question": "同時派息與償還近期債務，現金緩衝是否足夠？",
    "chart": "waterfall",
    "metric": "靜態可用資金缺口（呈報貨幣百萬）",
    "secondary": "短期借款與年股息（百萬）",
    "x": "資金需求項",
    "y": "呈報貨幣百萬",
    "panels": [
        "現金來源需求橋接",
        "到期債務",
        "下一年派息假設"
    ],
    "filters": [
        "股票 / 持倉清單",
        "除淨 / 派付基準",
        "股息幣種"
    ],
    "apis": [
        "FUND",
        "DIV",
        "USER"
    ],
    "calculation": "以現金 + USER 下一年可用 FCF 假設 − 已辨識一年內有息債務 − USER 下一年股息假設，顯示盈餘或缺口。",
    "caveat": "短債分類不是完整逐筆到期表；未含再融資及最低營運現金，相關假設由 USER 設定。；預覽數值全為合成示例，非即時行情。非美股及港股欄位、歷史深度按股票實際覆蓋。",
    "data_class": "用戶資料",
    "complexity": "高",
    "audience": "進階",
    "reach": 7,
    "frequency": 6,
    "decision": 10,
    "clarity": 8,
    "sample_labels": [
        "現金",
        "假設FCF",
        "一年內債務",
        "假設股息",
        "剩餘資金"
    ],
    "cadence": "使用者修改持倉、核銷或情境時重算；每日更新已公告事件；有新增派息時重算",
    "category_name": "股息與股東回報",
    "score": 75.5,
    "requires_user_input": true,
    "requires_extra_plan": false,
    "source_urls": [
        "https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds",
        "https://eodhd.com/financial-apis/api-splits-dividends"
    ],
    "rank": 464,
    "stage": "P2",
    "svg_file": "mockups/0464-DIV-049.svg",
    "demo_fingerprint": "6bd3e00e591aaf50",
    "collection": "catalogue",
    "sample_annotation": {
        "sample": true,
        "as_of": "2026-10-16",
        "notice": "Charts and tables for this report are generated, deterministic synthetic sample observations for educational layout and unit demonstration only. No provider, market data or analysis engine is called, and nothing here is a statement about real securities.",
        "notice_zh": "此報告的圖表與數據為確定性生成的合成示例數據，僅供教育及版面展示；並無連接任何資料供應商或實際分析引擎，不代表任何真實證券的表現。",
        "default_filters": {
            "symbol": "0700.HK",
            "period": "1Y",
            "benchmark": "HSI"
        },
        "filters": {
            "symbol": [
                "0700.HK",
                "0005.HK",
                "AAPL.US",
                "MSFT.US",
                "SPY.US",
                "BTC-USD.CC"
            ],
            "period": [
                "1Y",
                "3Y",
                "5Y"
            ],
            "benchmark": [
                "HSI",
                "SPX",
                "BTC"
            ]
        },
        "library": {
            "version": "2026-10-19",
            "source": "https://chatgpt.com/share/6ad67223-c610-83e8-adb2-33aaf792e584",
            "sample": true
        }
    }
}