{
    "id": "GRW-049",
    "category": "GRW",
    "title": "成長超越內生融資能力",
    "question": "公司實際成長速度是否高於保留盈利可支持的簡化速度？",
    "chart": "multi",
    "metric": "營收增長減內生成長（百分點）",
    "secondary": "ROE × 保留率（%）",
    "x": "成長及融資因素",
    "y": "百分比 / 百分點",
    "panels": [
        "實際與內生成長",
        "融資缺口參考",
        "淨融資與現金"
    ],
    "filters": [
        "股票 / 行業",
        "財政年度 / 季度",
        "計算口徑"
    ],
    "apis": [
        "FUND",
        "DIV"
    ],
    "calculation": "對正且可比權益及盈利計 ROE×（1−股息派息率），與收入同比及淨融資流量比較，差為描述性資金壓力參考。",
    "caveat": "模型假設資產效率、槓桿與利率穩定；高差距不是必然發股或資金危機。；預覽數值全為合成示例，非即時行情。非美股及港股欄位、歷史深度按股票實際覆蓋。",
    "data_class": "衍生",
    "complexity": "高",
    "audience": "進階",
    "reach": 7,
    "frequency": 6,
    "decision": 9,
    "clarity": 8,
    "sample_labels": [
        "實際收入增長",
        "ROE",
        "盈利保留率",
        "內生成長",
        "增長差距"
    ],
    "cadence": "每日更新已公告事件；有新增派息時重算",
    "category_name": "成長與財務品質",
    "score": 73.0,
    "requires_user_input": false,
    "requires_extra_plan": false,
    "source_urls": [
        "https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds",
        "https://eodhd.com/financial-apis/api-splits-dividends"
    ],
    "rank": 532,
    "stage": "P3",
    "svg_file": "mockups/0532-GRW-049.svg",
    "demo_fingerprint": "89bbd8877e85ed50",
    "collection": "catalogue",
    "sample_annotation": {
        "sample": true,
        "as_of": "2026-10-16",
        "notice": "Charts and tables for this report are generated, deterministic synthetic sample observations for educational layout and unit demonstration only. No provider, market data or analysis engine is called, and nothing here is a statement about real securities.",
        "notice_zh": "此報告的圖表與數據為確定性生成的合成示例數據，僅供教育及版面展示；並無連接任何資料供應商或實際分析引擎，不代表任何真實證券的表現。",
        "default_filters": {
            "symbol": "0700.HK",
            "period": "1Y",
            "benchmark": "HSI"
        },
        "filters": {
            "symbol": [
                "0700.HK",
                "0005.HK",
                "AAPL.US",
                "MSFT.US",
                "SPY.US",
                "BTC-USD.CC"
            ],
            "period": [
                "1Y",
                "3Y",
                "5Y"
            ],
            "benchmark": [
                "HSI",
                "SPX",
                "BTC"
            ]
        },
        "library": {
            "version": "2026-10-19",
            "source": "https://chatgpt.com/share/6ad67223-c610-83e8-adb2-33aaf792e584",
            "sample": true
        }
    }
}