{
    "id": "GRW-050",
    "category": "GRW",
    "title": "透明財務品質評分卡",
    "question": "如果按一致規則檢視成長、現金及槓桿，哪些弱點最明顯？",
    "chart": "bar",
    "metric": "自訂品質分數（0–100）",
    "secondary": "有效指標覆蓋率（%）",
    "x": "品質維度",
    "y": "同業百分位（0–100）",
    "panels": [
        "七項分數",
        "總分與權重",
        "缺項與同業池"
    ],
    "filters": [
        "股票 / 行業",
        "財政年度 / 季度",
        "計算口徑"
    ],
    "apis": [
        "FUND",
        "SCREEN"
    ],
    "calculation": "對同業池中的營收增長、營業利率、ROA、OCF/盈利、低應計比、低淨槓桿、利息保障七項計方向一致百分位等權均值，缺項不補並顯權重。",
    "caveat": "為透明自訂評分，非官方評級或信用評分；少於指定有效項時不評分，金融業需獨立規則。；預覽數值全為合成示例，非即時行情。非美股及港股欄位、歷史深度按股票實際覆蓋。",
    "data_class": "衍生",
    "complexity": "高",
    "audience": "進階",
    "reach": 8,
    "frequency": 7,
    "decision": 9,
    "clarity": 9,
    "sample_labels": [
        "成長",
        "盈利能力",
        "資產效率",
        "現金轉換",
        "應計品質",
        "償債能力"
    ],
    "cadence": "新財報入庫後重算；每週檢查資料修訂",
    "category_name": "成長與財務品質",
    "score": 80.5,
    "requires_user_input": false,
    "requires_extra_plan": false,
    "source_urls": [
        "https://eodhd.com/financial-apis/stock-etfs-fundamental-data-feeds",
        "https://eodhd.com/financial-apis/stock-market-screener-api"
    ],
    "rank": 315,
    "stage": "P2",
    "svg_file": "mockups/0315-GRW-050.svg",
    "demo_fingerprint": "fae83ee7c630916d",
    "collection": "catalogue",
    "sample_annotation": {
        "sample": true,
        "as_of": "2026-10-16",
        "notice": "Charts and tables for this report are generated, deterministic synthetic sample observations for educational layout and unit demonstration only. No provider, market data or analysis engine is called, and nothing here is a statement about real securities.",
        "notice_zh": "此報告的圖表與數據為確定性生成的合成示例數據，僅供教育及版面展示；並無連接任何資料供應商或實際分析引擎，不代表任何真實證券的表現。",
        "default_filters": {
            "symbol": "0700.HK",
            "period": "1Y",
            "benchmark": "HSI"
        },
        "filters": {
            "symbol": [
                "0700.HK",
                "0005.HK",
                "AAPL.US",
                "MSFT.US",
                "SPY.US",
                "BTC-USD.CC"
            ],
            "period": [
                "1Y",
                "3Y",
                "5Y"
            ],
            "benchmark": [
                "HSI",
                "SPX",
                "BTC"
            ]
        },
        "library": {
            "version": "2026-10-19",
            "source": "https://chatgpt.com/share/6ad67223-c610-83e8-adb2-33aaf792e584",
            "sample": true
        }
    }
}