{"id":"INSURANCE-01","title":"產險綜合成本率與賠付率","chart":"line","metric":"產險綜合成本率與賠付率","secondary":"折線","x":"觀察期／樣本","y":"示例數值","sample":true,"as_of":"2026-10-16","symbol":"0700.HK","period":"1Y","benchmark":"HSI","symbol_name":"騰訊控股","benchmark_name":"恒生指數","currency":"HKD","period_start":"2025-10-16","period_end":"2026-10-16","summary":[{"key":"latest","label":"最新值","value":102.0,"unit":"%"},{"key":"average","label":"期間平均","value":100.2,"unit":"%"},{"key":"high","label":"期間最高","value":103.2,"unit":"%"},{"key":"low","label":"期間最低","value":93.9,"unit":"%"}],"panels":[{"title":"產險綜合成本率與賠付率","subtitle":"綜合成本率","chart":"line","labels":["2025Q4","2026Q1","2026Q2","2026Q3"],"series":[{"name":"綜合成本率","data":[93.9,103.2,101.7,102.0],"unit":"%","axis":"left"},{"name":"賠付率","data":[64.4,60.3,60.5,57.4],"unit":"%","axis":"left"},{"name":"費用率","data":[29.8,31.3,29.4,25.7],"unit":"%","axis":"left"}],"columns":[],"rows":[],"x_labels":["2025Q4","2026Q1","2026Q2","2026Q3"],"y_labels":[],"calendar_range":"","x_name":"財政季度","y_name":"綜合成本率","unit":"%"},{"title":"折線","subtitle":"已賺保費","chart":"bar","labels":["2025Q4","2026Q1","2026Q2","2026Q3"],"series":[{"name":"已賺保費","data":[2387.0,2323.0,2507.0,2401.0],"unit":"百萬","axis":"left"}],"columns":[],"rows":[],"x_labels":["2025Q4","2026Q1","2026Q2","2026Q3"],"y_labels":[],"calendar_range":"","x_name":"財政季度","y_name":"已賺保費","unit":"百萬"},{"title":"資料明細","subtitle":"綜合成本率 與 已賺保費","chart":"table","labels":["2025Q4","2026Q1","2026Q2","2026Q3"],"series":[{"name":"綜合成本率","data":[93.9,103.2,101.7,102.0],"unit":"%"}],"columns":[{"key":"label","label":"財政季度"},{"key":"value","label":"綜合成本率"},{"key":"comparison","label":"已賺保費"},{"key":"date","label":"資料日期（示例）"}],"rows":[{"label":"2025Q4","value":93.9,"comparison":2387.0,"date":"2025-12-31"},{"label":"2026Q1","value":103.2,"comparison":2323.0,"date":"2026-03-31"},{"label":"2026Q2","value":101.7,"comparison":2507.0,"date":"2026-06-30"},{"label":"2026Q3","value":102.0,"comparison":2401.0,"date":"2026-09-30"}],"x_labels":["2025Q4","2026Q1","2026Q2","2026Q3"],"y_labels":[],"calendar_range":"","x_name":"財政季度","y_name":"資料明細","unit":""}],"rows":[{"label":"2025Q4","value":93.9,"comparison":2387.0,"date":"2025-12-31"},{"label":"2026Q1","value":103.2,"comparison":2323.0,"date":"2026-03-31"},{"label":"2026Q2","value":101.7,"comparison":2507.0,"date":"2026-06-30"},{"label":"2026Q3","value":102.0,"comparison":2401.0,"date":"2026-09-30"}],"columns":[{"key":"label","label":"財政季度"},{"key":"value","label":"綜合成本率"},{"key":"comparison","label":"已賺保費"},{"key":"date","label":"資料日期（示例）"}]}