{
    "id": "INSURANCE-05",
    "category": "INSURANCE",
    "category_name": "保險股",
    "title": "償付能力與資本盈餘",
    "question": "償付能力與資本盈餘",
    "chart": "bar",
    "metric": "償付能力與資本盈餘",
    "secondary": "柱／條形",
    "x": "觀察期／樣本",
    "y": "示例數值",
    "panels": [
        "償付能力與資本盈餘",
        "柱／條形",
        "資料明細"
    ],
    "filters": [
        "標的／市場",
        "分析區間",
        "基準／參數"
    ],
    "apis": [
        "FUND_STOCK"
    ],
    "calculation": "呈現公司披露比率及距離門檻。",
    "caveat": "RBC／Solvency／HK 資本制度口徑不同；不能直接跨制度排序。",
    "inputs": "SUPPLEMENT.適用資本比率\nSUPPLEMENT.監管資本要求",
    "extra_inputs": "依左側必要欄位與限制核實",
    "data_class": "需補來源",
    "complexity": "先補資料",
    "rank": 5,
    "stage": "P1",
    "collection": "product",
    "source_urls": [
        "https://eodhd.com/financial-academy/financial-faq/fundamentals-glossary-common-stock"
    ],
    "requires_user_input": false,
    "requires_extra_plan": true,
    "cadence": "示例資料",
    "sample_labels": [
        "2019",
        "2020",
        "2021",
        "2022",
        "2023",
        "2024"
    ],
    "sample_annotation": {
        "sample": true,
        "as_of": "2026-10-16",
        "notice": "Charts and tables for this report are generated, deterministic synthetic sample observations for educational layout and unit demonstration only. No provider, market data or analysis engine is called, and nothing here is a statement about real securities.",
        "notice_zh": "此報告的圖表與數據為確定性生成的合成示例數據，僅供教育及版面展示；並無連接任何資料供應商或實際分析引擎，不代表任何真實證券的表現。",
        "default_filters": {
            "symbol": "0700.HK",
            "period": "1Y",
            "benchmark": "HSI"
        },
        "filters": {
            "symbol": [
                "0700.HK",
                "0005.HK",
                "AAPL.US",
                "MSFT.US",
                "SPY.US",
                "BTC-USD.CC"
            ],
            "period": [
                "1Y",
                "3Y",
                "5Y"
            ],
            "benchmark": [
                "HSI",
                "SPX",
                "BTC"
            ]
        },
        "library": {
            "version": "2026-10-19",
            "source": "https://chatgpt.com/share/6ad67223-c610-83e8-adb2-33aaf792e584",
            "sample": true
        }
    }
}