{
    "id": "INSURANCE-07",
    "category": "INSURANCE",
    "category_name": "保險股",
    "title": "股息與盈利覆蓋",
    "question": "股息與盈利覆蓋",
    "chart": "bar",
    "metric": "股息與盈利覆蓋",
    "secondary": "柱／條形",
    "x": "觀察期／樣本",
    "y": "示例數值",
    "panels": [
        "股息與盈利覆蓋",
        "柱／條形",
        "資料明細"
    ],
    "filters": [
        "標的／市場",
        "分析區間",
        "基準／參數"
    ],
    "apis": [
        "FUND_STOCK",
        "DIV_SPLIT"
    ],
    "calculation": "逐期派息與普通股盈利；盈利有效時算派息率。",
    "caveat": "會計盈利不等於可上繳控股公司的可用資本。",
    "inputs": "DIV.value\nFUND.Financials.Cash_Flow.dividendsPaid\nFUND.Financials.Income_Statement.netIncomeApplicableToCommonShares",
    "extra_inputs": "依左側必要欄位與限制核實",
    "data_class": "衍生",
    "complexity": "原生／衍生，逐標的驗證",
    "rank": 7,
    "stage": "P1",
    "collection": "product",
    "source_urls": [
        "https://eodhd.com/financial-apis/api-splits-dividends",
        "https://eodhd.com/financial-academy/financial-faq/fundamentals-glossary-common-stock"
    ],
    "requires_user_input": false,
    "requires_extra_plan": false,
    "cadence": "示例資料",
    "sample_labels": [
        "2019",
        "2020",
        "2021",
        "2022",
        "2023",
        "2024"
    ],
    "sample_annotation": {
        "sample": true,
        "as_of": "2026-10-16",
        "notice": "Charts and tables for this report are generated, deterministic synthetic sample observations for educational layout and unit demonstration only. No provider, market data or analysis engine is called, and nothing here is a statement about real securities.",
        "notice_zh": "此報告的圖表與數據為確定性生成的合成示例數據，僅供教育及版面展示；並無連接任何資料供應商或實際分析引擎，不代表任何真實證券的表現。",
        "default_filters": {
            "symbol": "0700.HK",
            "period": "1Y",
            "benchmark": "HSI"
        },
        "filters": {
            "symbol": [
                "0700.HK",
                "0005.HK",
                "AAPL.US",
                "MSFT.US",
                "SPY.US",
                "BTC-USD.CC"
            ],
            "period": [
                "1Y",
                "3Y",
                "5Y"
            ],
            "benchmark": [
                "HSI",
                "SPX",
                "BTC"
            ]
        },
        "library": {
            "version": "2026-10-19",
            "source": "https://chatgpt.com/share/6ad67223-c610-83e8-adb2-33aaf792e584",
            "sample": true
        }
    }
}