{
    "id": "INSURANCE-08",
    "category": "INSURANCE",
    "category_name": "保險股",
    "title": "準備金發展與巨災損失",
    "question": "準備金發展與巨災損失",
    "chart": "heatmap",
    "metric": "準備金發展與巨災損失",
    "secondary": "熱力圖",
    "x": "觀察期／樣本",
    "y": "示例數值",
    "panels": [
        "準備金發展與巨災損失",
        "熱力圖",
        "資料明細"
    ],
    "filters": [
        "標的／市場",
        "分析區間",
        "基準／參數"
    ],
    "apis": [
        "FUND_STOCK"
    ],
    "calculation": "按事故年／發展年畫賠款發展與準備金變更。",
    "caveat": "專屬披露；無法從資產負債表總負債重建。",
    "inputs": "SUPPLEMENT.事故年度賠付發展三角\nSUPPLEMENT.巨災損失",
    "extra_inputs": "依左側必要欄位與限制核實",
    "data_class": "需補來源",
    "complexity": "先補資料",
    "rank": 8,
    "stage": "P2",
    "collection": "product",
    "source_urls": [
        "https://eodhd.com/financial-academy/financial-faq/fundamentals-glossary-common-stock"
    ],
    "requires_user_input": false,
    "requires_extra_plan": true,
    "cadence": "示例資料",
    "sample_labels": [
        "2019",
        "2020",
        "2021",
        "2022",
        "2023",
        "2024"
    ],
    "sample_annotation": {
        "sample": true,
        "as_of": "2026-10-16",
        "notice": "Charts and tables for this report are generated, deterministic synthetic sample observations for educational layout and unit demonstration only. No provider, market data or analysis engine is called, and nothing here is a statement about real securities.",
        "notice_zh": "此報告的圖表與數據為確定性生成的合成示例數據，僅供教育及版面展示；並無連接任何資料供應商或實際分析引擎，不代表任何真實證券的表現。",
        "default_filters": {
            "symbol": "0700.HK",
            "period": "1Y",
            "benchmark": "HSI"
        },
        "filters": {
            "symbol": [
                "0700.HK",
                "0005.HK",
                "AAPL.US",
                "MSFT.US",
                "SPY.US",
                "BTC-USD.CC"
            ],
            "period": [
                "1Y",
                "3Y",
                "5Y"
            ],
            "benchmark": [
                "HSI",
                "SPX",
                "BTC"
            ]
        },
        "library": {
            "version": "2026-10-19",
            "source": "https://chatgpt.com/share/6ad67223-c610-83e8-adb2-33aaf792e584",
            "sample": true
        }
    }
}