{
    "id": "PRT-006",
    "category": "PRT",
    "title": "投資組合與基準回報",
    "question": "剔除存入提取影響後，我的投資表現是否超越基準？",
    "chart": "line",
    "metric": "時間加權累積回報（%）",
    "secondary": "相對基準差距（百分點）",
    "x": "共同估值日期",
    "y": "時間加權累積回報（%）",
    "panels": [
        "TWR 與基準",
        "期間超額回報",
        "現金流及基準口徑"
    ],
    "filters": [
        "投資帳戶",
        "分析期間",
        "記帳幣別"
    ],
    "apis": [
        "EOD",
        "FX",
        "USER"
    ],
    "calculation": "在外部現金流分段計算回報並幾何鏈接為 TWR，對照同幣別同股息口徑基準。",
    "caveat": "需要用戶的持倉／交易／現金流或情境設定；EODHD 不提供券商帳戶。流量發生時缺少估值要標近似算法；不得將個人含股息回報與價格指數冒充同口徑。",
    "data_class": "用戶資料",
    "complexity": "低",
    "audience": "大眾",
    "reach": 10,
    "frequency": 9,
    "decision": 10,
    "clarity": 10,
    "sample_labels": [
        "期初",
        "季度一",
        "季度二",
        "期末"
    ],
    "cadence": "每日收市及用戶交易更新後",
    "sample_note": "僅用於合成視覺示意，並非真實行情或投資成果。",
    "category_name": "投資組合",
    "score": 97.0,
    "requires_user_input": true,
    "requires_extra_plan": false,
    "source_urls": [
        "https://eodhd.com/financial-apis/api-for-historical-data-and-volumes",
        "https://eodhd.com/financial-apis/list-supported-forex-currencies"
    ],
    "rank": 24,
    "stage": "P0",
    "svg_file": "mockups/0024-PRT-006.svg",
    "demo_fingerprint": "64c11ab51e7e62a8",
    "collection": "catalogue",
    "sample_annotation": {
        "sample": true,
        "as_of": "2026-10-16",
        "notice": "Charts and tables for this report are generated, deterministic synthetic sample observations for educational layout and unit demonstration only. No provider, market data or analysis engine is called, and nothing here is a statement about real securities.",
        "notice_zh": "此報告的圖表與數據為確定性生成的合成示例數據，僅供教育及版面展示；並無連接任何資料供應商或實際分析引擎，不代表任何真實證券的表現。",
        "default_filters": {
            "symbol": "0700.HK",
            "period": "1Y",
            "benchmark": "HSI"
        },
        "filters": {
            "symbol": [
                "0700.HK",
                "0005.HK",
                "AAPL.US",
                "MSFT.US",
                "SPY.US",
                "BTC-USD.CC"
            ],
            "period": [
                "1Y",
                "3Y",
                "5Y"
            ],
            "benchmark": [
                "HSI",
                "SPX",
                "BTC"
            ]
        },
        "library": {
            "version": "2026-10-19",
            "source": "https://chatgpt.com/share/6ad67223-c610-83e8-adb2-33aaf792e584",
            "sample": true
        }
    }
}