{
    "id": "PRT-023",
    "category": "PRT",
    "title": "儲蓄目標進度",
    "question": "以現有資產與用戶假設，我離目標還有多遠？",
    "chart": "line",
    "metric": "情境資產（記帳幣）",
    "secondary": "目標差距（記帳幣）",
    "x": "未來年份",
    "y": "情境資產（記帳幣）",
    "panels": [
        "目標與情境軌跡",
        "投入敏感度",
        "假設列表"
    ],
    "filters": [
        "投資帳戶",
        "分析期間",
        "記帳幣別"
    ],
    "apis": [
        "EOD",
        "USER"
    ],
    "calculation": "使用目前組合市值及用戶指定定期投入、提取、假設回報與通脹逐期推算多情境。",
    "caveat": "需要用戶的持倉／交易／現金流或情境設定；EODHD 不提供券商帳戶。回報和通脹為使用者假設，不能將歷史 CAGR 當未來保證；不代表個人財務建議。",
    "data_class": "用戶資料",
    "complexity": "高",
    "audience": "進階",
    "reach": 8,
    "frequency": 8,
    "decision": 8,
    "clarity": 10,
    "sample_labels": [
        "目前",
        "三年後",
        "五年後",
        "十年後"
    ],
    "cadence": "每日收市及用戶交易更新後",
    "sample_note": "僅用於合成視覺示意，並非真實行情或投資成果。",
    "category_name": "投資組合",
    "score": 82.0,
    "requires_user_input": true,
    "requires_extra_plan": false,
    "source_urls": [
        "https://eodhd.com/financial-apis/api-for-historical-data-and-volumes"
    ],
    "rank": 273,
    "stage": "P2",
    "svg_file": "mockups/0273-PRT-023.svg",
    "demo_fingerprint": "3c684c898c0d248b",
    "collection": "catalogue",
    "sample_annotation": {
        "sample": true,
        "as_of": "2026-10-16",
        "notice": "Charts and tables for this report are generated, deterministic synthetic sample observations for educational layout and unit demonstration only. No provider, market data or analysis engine is called, and nothing here is a statement about real securities.",
        "notice_zh": "此報告的圖表與數據為確定性生成的合成示例數據，僅供教育及版面展示；並無連接任何資料供應商或實際分析引擎，不代表任何真實證券的表現。",
        "default_filters": {
            "symbol": "0700.HK",
            "period": "1Y",
            "benchmark": "HSI"
        },
        "filters": {
            "symbol": [
                "0700.HK",
                "0005.HK",
                "AAPL.US",
                "MSFT.US",
                "SPY.US",
                "BTC-USD.CC"
            ],
            "period": [
                "1Y",
                "3Y",
                "5Y"
            ],
            "benchmark": [
                "HSI",
                "SPX",
                "BTC"
            ]
        },
        "library": {
            "version": "2026-10-19",
            "source": "https://chatgpt.com/share/6ad67223-c610-83e8-adb2-33aaf792e584",
            "sample": true
        }
    }
}