{
    "id": "PRT-032",
    "category": "PRT",
    "title": "風險預算使用率",
    "question": "目前組合的歷史風險指標是否超過我設定的上限？",
    "chart": "range",
    "metric": "用戶風險上限使用率（%）",
    "secondary": "歷史最大回撤與波動（%）",
    "x": "風險指標",
    "y": "用戶風險上限使用率（%）",
    "panels": [
        "各項風險與上限",
        "超限狀態",
        "期間及規則版本"
    ],
    "filters": [
        "投資帳戶",
        "分析期間",
        "記帳幣別"
    ],
    "apis": [
        "EOD",
        "USER"
    ],
    "calculation": "把選定窗口實際或明示模擬的波動、回撤、集中度除用戶各自上限，分面而非混成單一概率。",
    "caveat": "需要用戶的持倉／交易／現金流或情境設定；EODHD 不提供券商帳戶。用戶閾值只是管理規則；歷史風險不代表未來損失界限，量綱不同不可直接求平均。",
    "data_class": "用戶資料",
    "complexity": "高",
    "audience": "進階",
    "reach": 7,
    "frequency": 7,
    "decision": 7,
    "clarity": 9,
    "sample_labels": [
        "波動上限",
        "回撤上限",
        "單股上限",
        "產業上限"
    ],
    "cadence": "每日收市及用戶交易更新後",
    "sample_note": "僅用於合成視覺示意，並非真實行情或投資成果。",
    "category_name": "投資組合",
    "score": 72.0,
    "requires_user_input": true,
    "requires_extra_plan": false,
    "source_urls": [
        "https://eodhd.com/financial-apis/api-for-historical-data-and-volumes"
    ],
    "rank": 550,
    "stage": "P3",
    "svg_file": "mockups/0550-PRT-032.svg",
    "demo_fingerprint": "2d201d3ff3554b1b",
    "collection": "catalogue",
    "sample_annotation": {
        "sample": true,
        "as_of": "2026-10-16",
        "notice": "Charts and tables for this report are generated, deterministic synthetic sample observations for educational layout and unit demonstration only. No provider, market data or analysis engine is called, and nothing here is a statement about real securities.",
        "notice_zh": "此報告的圖表與數據為確定性生成的合成示例數據，僅供教育及版面展示；並無連接任何資料供應商或實際分析引擎，不代表任何真實證券的表現。",
        "default_filters": {
            "symbol": "0700.HK",
            "period": "1Y",
            "benchmark": "HSI"
        },
        "filters": {
            "symbol": [
                "0700.HK",
                "0005.HK",
                "AAPL.US",
                "MSFT.US",
                "SPY.US",
                "BTC-USD.CC"
            ],
            "period": [
                "1Y",
                "3Y",
                "5Y"
            ],
            "benchmark": [
                "HSI",
                "SPX",
                "BTC"
            ]
        },
        "library": {
            "version": "2026-10-19",
            "source": "https://chatgpt.com/share/6ad67223-c610-83e8-adb2-33aaf792e584",
            "sample": true
        }
    }
}