'Rich Dad, Poor Dad' Robert Kiyosaki Says He's $1 Billion—Maybe $2 Billion—In Debt And He's Not Worried At All Because It's The Bank's 'Problem'

Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below.Most people panic when their credit-card bill tops four figures.Robert Kiyosaki shrugs off the word "billion." "The Rich Dad, Poor Dad" author—whose personal finance lessons have shaped generations of investors—says debt isn't something to fear.It's a tool, if you know how to play the game.During a appearance on "The Iced Coffee Hour" podcast earlier this month with Graham Stephan, a real-estate investor known for his YouTube channel, and Jack Selby, an entrepreneur and venture capitalist, Kiyosaki dropped one of the most eyebrow-raising lines of his当斯蒂芬问他背负了多少债务时，清崎毫不犹豫。“十亿？两个？” he replied.Don't Miss:Missed Nvidia and Tesla?RAD Intel Could Be the Next AI Powerhouse — Invest Now at Just $0.81 a Share Microsoft's Climate Innovation Fund Just Backed This Farmland Manager — And Accredited Investors Can Join the Same FundStephan followed up, asking if that amount of debt ever makes him nervous or worried about defaulting.That's when Kiyosaki delivered the line that instantly turned heads: "If you owe the bank $20 million and you can't pay it back, you got a problem.But you owe the bank a billion dollars and you can't pay it back, it's their problem."What he meant is that scale changes power.A small borrower depends on the bank—but a massive borrower becomes too big to fail.When a person or company owes that much, the bank suddenly has skin in the game.It's not just the borrower who's exposed; it's the lender's balance sheet, too.That's why Kiyosaki calls it a strategy, not a mistake.To him, that's not reckless—it's deliberate.His wealth, he explained, comes from real estate, the same asset class he's championed for decades.He sees money as a language—one most Americans never learn to speak.Trending: Wall Street Has Algorithms — Now Retail Traders Do Too.Invest in Option Circle Before Nov.13"The reason I wrote ‘Rich Dad, Poor Dad' is they don't teach us anything about money," he said.Growing up in Hawaii, Kiyosaki learned his earliest lessons by watching his "Rich Dad" talk with bankers."One of the first persons on your team is your banker," he said, stressing that business is a team sport."My accountant, my attorney, my banker—they're on my team."Story ContinuesThat same philosophy made his 1997 book a worldwide hit and a lightning rod.He told the hosts he "caught hell" for lines like "your house is not an asset," "savers are losers," and "the rich don't work for money." But those ideas built his brand—and sold tens of millions of copies.To Kiyosaki, debt isn't the villain.It's the difference between the rich and everyone else."Debt that makes you rich and debt that makes you poor," he said when asked to define good versus bad debt.He compared it to playing Monopoly—four green houses, trade up to a red hotel, repeat."Most people never get past the first house," he said."I own hotels in town.I just play Monopoly.It's not that hard to do."See Also: Forget Flipping Houses — This $36 Trillion Asset Class Lets You Invest Without Owning PropertySo while the average borrower worries about rising rates, Kiyosaki's billion-dollar approach flips the fear on its head.In his world, the bigger the debt, the bigger the leverage.After all, if you owe a billion and can't pay it back—well, it's the bank's problem.Kiyosaki's methods aren't for everyone—but his point was broader than just leverage.As he told Stephan and Selby, "there are so many options to get rich, but you got to find the one that works for you."That might mean investing in real estate, building a stock portfolio, starting a business, or even funding someone else's big idea. 无论是通过复利还是计算风险，自《富爸爸，穷爸爸》以来，清崎所传达的信息都没有改变。了解这个游戏，并让它为您所用。继续阅读：Arrived Home 的私人信贷基金历来支付的年化股息率为 8.1%*，该基金提供以住宅房地产为担保的短期贷款，最低金额仅为 100 美元。图片：Shutterstock这篇文章“富爸爸，穷爸爸”罗伯特清崎说他的资产为 10 亿美元——也许负债 20 亿美元，他一点也不担心，因为这是银行的“问题”最初出现在 Benzinga.com查看评论