BBVA (BME:BBVA): Is the Bank’s Current Share Price Supported by Its Valuation After Recent Strong Gains?

Banco Bilbao Vizcaya Argentaria (BME:BBVA) shares have shown steady movement over the past month, rising about 11%. Investors have remained attentive to broader market factors, weighing macroeconomic trends and sector shifts as they consider the bank’s performance.

See our latest analysis for Banco Bilbao Vizcaya Argentaria.

BBVA’s latest share price pullback comes after a period of eye-catching momentum, with a 1-month share price return exceeding 10%. In a broader view, the bank’s 1-year total shareholder return tops 100%, highlighting just how sharply sentiment has improved around Europe’s banks this year.

If you’re interested in uncovering more companies showing strong growth and keen insider interest, now is an ideal time to discover fast growing stocks with high insider ownership

Given its rapid run-up and robust financials, the key question now is whether Banco Bilbao Vizcaya Argentaria offers genuine value at today’s price or if the market has already factored in the bank’s future growth prospects.

Most Popular Narrative: Fairly Valued

Banco Bilbao Vizcaya Argentaria’s widely followed narrative places its fair value estimate right in line with the current market price. This creates a rare alignment between analyst expectations and recent trading.

BBVA is well-positioned to benefit from the continued expansion of the middle class and rising financial inclusion in high-growth emerging markets like Mexico and Turkey. This is fueling sustained loan growth and fee-generating activity, positively impacting top-line revenue and long-term earnings potential.

Read the complete narrative.

Want to see what powers this razor-thin margin between price and fair value? The biggest surprises lie in the profit margins and future earnings forecasts that shape this precise confidence. Discover which ambitious projections stand behind this “just right” valuation. Find out what the analysts aren’t saying outright.

Result: Fair Value of €17.45 (ABOUT RIGHT)

Have a read of the narrative in full and understand what's behind the forecasts.

However, ongoing volatility in emerging markets and heightened competition from digital challengers could quickly alter BBVA’s earnings outlook and test consensus assumptions.

Find out about the key risks to this Banco Bilbao Vizcaya Argentaria narrative.

Another View: What if the Market Is Missing Something?

While the fair value estimate suggests BBVA is priced about right, our SWS DCF model paints a different picture. This approach indicates the shares are actually undervalued by a sizable margin by factoring in long-term cash flow forecasts. So, is there more upside here than analysts expect?

Story Continues

Look into how the SWS DCF model arrives at its fair value.BBVA Discounted Cash Flow as at Nov 2025

Build Your Own Banco Bilbao Vizcaya Argentaria Narrative

If you’d like to challenge these views or follow your own research trail, you can shape your personal BBVA story in just a few minutes, and Do it your way.

A great starting point for your Banco Bilbao Vizcaya Argentaria research is our analysis highlighting 3 key rewards and 3 important warning signs that could impact your investment decision.

Looking for More Investment Ideas?

Unlock new opportunities by tapping into some of the market’s best-kept secrets and future-facing trends. Gain a competitive edge that many overlook when you focus beyond the obvious sectors.

Capture the momentum of tomorrow’s financial leaders by targeting these 876 undervalued stocks based on cash flows that are poised for strong returns based on their cash flow potential. Ride the AI revolution and get ahead of major shifts by seeking out companies among these 25 AI penny stocks driving real-world innovation. Grow your passive income and protect against market swings by targeting these 16 dividend stocks with yields > 3% with reliable yields over 3%.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Companies discussed in this article include BBVA.MC.

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email [email protected]

View Comments