I Asked ChatGPT Where Bitcoin Is Headed in 2026: Here’s What It Said

Cryptocurrency experts made bold predictions about Bitcoin earlier this year, with some forecasting its price could approach $200,000 by the end of 2025.

Explore More: 13 Cheap Cryptocurrencies With the Highest Potential Upside for You

Consider This: 9 Low-Effort Ways To Make Passive Income (You Can Start This Week)

That hasn’t happened yet, though — or even close. Bitcoin’s price currently hovers around $103,500 (as of Nov. 7) and has largely gone sideways over the past five months. On the bright side, Bitcoin is up about 14% since the beginning of 2025, and many experts remain bullish on its future.

“Overall, Bitcoin’s resilience amid macro crosscurrents and aggressive deleveraging underscores how structural demand — anchored by ETF inflows and a more dovish policy outlook — continues to provide a floor,” Matt Mena, Crypto Research Strategist at 21Shares, wrote in an email shared with GOBankingRates.

What can investors expect from Bitcoin in 2026? We asked ChatGPT for an analysis, and here’s what it said.

Where Bitcoin’s Price Might Go

Rather than make its own prediction on how high (or low) Bitcoin might go in 2026, ChatGPT cited price projections and models from other sources. According to these models, the price could range from as low as $99,000 to as high as $228,000.

Here’s a look at price projections cited by ChatGPT (as of Oct. 17): Source / Model2026 Projection / RangeNotesInvestingHaven~$99,910 to ~$200,000A relatively wide range assuming volatility and market dynamicsBTCNewsAvg ~$165,000, peak up to ~$200,000Bullish scenario based on continued momentumOrange StandardMinimum ~$194,151, up to ~$228,126Assumes strong adoption and favorable conditionsBitScreener$116,798 to $158,931 (average ~$123,936)More moderate outlookCoinbase / internal model~$119,363Their tool gives a more conservative baseline projection

Reaching some of the higher valuations listed above means Bitcoin’s price will have to more than double by the end of 2026. That might be overly ambitious, considering how the price has trended the last few months. But a late 2025 rally could put Bitcoin on course to rise above $140,000 heading into the new year.

“There’s plenty of reason to think Bitcoin could still hit a price target of $140,000 by the beginning of 2026,” Motley Fool noted in a recent blog.

Read Next: 3 Reasons Bitcoin Is ‘Digital Gold,’ Says Investing Expert

Potential Tailwinds

Here are some tailwinds cited by ChatGPT that could push Bitcoin’s price higher in 2026:

Institutional/ETF flows: The adoption of spot-Bitcoin ETFs could lead to large capital inflows.Regulatory support: Clearer or more favorable regulations in the U.S. and elsewhere would reduce investor uncertainty over Bitcoin.Favorable macro trends: Bitcoin tends to respond positively during periods of low interest rates and economic growth.Network/infrastructure improvements: Enhancements in networks and institutional-grade infrastructure could boost demand for Bitcoin.

Risks and Headwinds

These are some of the key risks and headwinds Bitcoin might face in 2026:

Tighter monetary policy/higher interest rates: If central banks raise rates or maintain tight policy to fight inflation, Bitcoin’s price could suffer.Regulatory crackdown: Adverse regulations (e.g. heavy taxation and constraints on exchanges) in key markets would likely slow Bitcoin adoption.Competition: A rise in the adoption of other crypto or blockchain systems, such as Ethereum and Solana, could divert capital away from Bitcoin.Market/economic volatility: When the stock markets slumped in April 2025 following the Trump administration’s initial tariff announcements, Bitcoin slumped as well. A market slump and/or economic slowdown in 2026 would have a negative effect on Bitcoin’s price.

More From GOBankingRates

5 Items With Greater Value at Dollar Tree Than Costco Mark Cuban Tells Americans To Stock Up on Consumables as Trump's Tariffs Hit -- Here's What To Buy How Middle-Class Earners Are Quietly Becoming Millionaires -- and How You Can, Too 5 Things You Must Do When Your Savings Reach $50,000

This article originally appeared on GOBankingRates.com: I Asked ChatGPT Where Bitcoin Is Headed in 2026: Here’s What It Said

The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.