Camden National GAAP EPS of $1.25 beats by $0.07, revenue of $65.4M beats by $2.15M

* Camden National press release [https://seekingalpha.com/pr/20281974-camden-national-corporation-reports-third-quarter-2025-earnings] (NASDAQ:CAC [https://seekingalpha.com/symbol/CAC]): Q3 GAAP EPS of $1.25 beats by $0.07.
* Revenue of $65.4M (+45.3% Y/Y) beats by $2.15M.
* For the third quarter ended September 30, 2025, the company reported a return on average assets of 1.21%, a return on average equity of 12.75% and a return on average tangible equity (non-GAAP) of 19.14%.
* Net interest margin for the third quarter of 2025 increased 10 basis points to 3.16%, compared to the second quarter of 2025.
* The GAAP efficiency ratio for the third quarter of 2025 was 54.94% and was 52.47% on a non-GAAP basis, improving from 60.37% and 55.47%, respectively, compared to the second quarter of 2025.
* Loans for the third quarter of 2025 grew 4% on an annualized basis.
* Book value per share increased 4% during the third quarter of 2025 to $39.97 at September 30, 2025, and tangible book value per share (non-GAAP) increased 6% during the same period to $28.42 at September 30, 2025.
* Investments totaled $1.4 billion on September 30, 2025, representing a 1% increase from June 30, 2025.
* As of September 30, 2025, the Company's common equity Tier 1 risk-based capital ratio was 11.17%, Tier 1 risk-based capital ratio was 12.47%, total risk-based capital ratio was 13.47% and Tier 1 leverage ratio was 8.94%.

MORE ON CAMDEN NATIONAL

* Camden National appoints Marie McCarthy as board chair [https://seekingalpha.com/news/4493508-camden-national-appoints-marie-mccarthy-as-board-chair]
* Seeking Alpha’s Quant Rating on Camden National [https://seekingalpha.com/symbol/CAC/ratings/quant-ratings]
* Historical earnings data for Camden National [https://seekingalpha.com/symbol/CAC/earnings]
* Dividend scorecard for Camden National [https://seekingalpha.com/symbol/CAC/dividends/scorecard]
* Financial information for Camden National [https://seekingalpha.com/symbol/CAC/income-statement]