If You'd Invested $500 in SoFi Stock 1 Year Ago, Here's How Much You'd Have Today

Key Points

SoFi offers a varied, easy-to-use digital banking platform. It reported record new additions in the third quarter. It's scaling profitably. 10 stocks we like better than SoFi Technologies ›

The market has been on the rise this year, and while it's largely been driven by artificial intelligence (AI) stocks, there are plenty of other great stocks that have climbed along with it.

SoFi Technologies(NASDAQ: SOFI) has been a phenomenal stock to own recently as it continues to report blowout quarters. Its digital financial platform offers real value for its target market of customers, and it's generating enthusiasm that's been paying off for investors.Image source: SoFi.

Digital finances in your pocket

SoFi uses a few buzzwords that tell you what it's all about. It calls itself a "one-stop shop" for financial management, and although it doesn't quite have the most complete assortment of financial management products yet, it's always launching new ones that make it easy for users to deposit a check online or make a stock trade.

The added services are why members are joining at a rapid pace, including a record 905,000 additions in the third quarter. Revenue is growing fast, and scaling the low-cost platform is leading to higher profits. Adjusted earnings per share (EPS) were up from $0.05 last year to $0.11 this year in the third quarter.

Although SoFi stock won't appeal to the most risk-averse investor, those who were willing to take the risk a year ago have been amply rewarded. SoFi stock is up 130% over the past year. If you'd invested $500 at that time, you'd have $1,150 today.

The good news is, SoFi still has a long growth runway. Another buzzword, or phrase, management likes to use is that it envisions becoming a "top-10 financial institution." Don't miss the opportunity to buy it today as SoFi works to achieve its goals.

Should you buy stock in SoFi Technologies right now?

Before you buy stock in SoFi Technologies, consider this:

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Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you’d have $595,194!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you’d have $1,153,334!*

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*Stock Advisor returns as of November 3, 2025

Jennifer Saibil has positions in SoFi Technologies. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.

If You'd Invested $500 in SoFi Stock 1 Year Ago, Here's How Much You'd Have Today was originally published by The Motley Fool

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