Insurance stocks | Product workbenches

Question this workbench answers

Can underwriting or long-term policy value be turned into shareholder returns?

First screen

P/B × ROE
P&C combined ratio / life CSM or NBV

Panels the original workbook places on the first screen of this product page.

Sections

Overview
Underwriting/policies
Investment income
Solvency
Distributions

Reports in this workbench

ID	Title and research question	Panels	Chart	Priority
INSURANCE-01	P&C combined ratio and loss ratio	P&C combined ratio and loss ratio Line Data detail	Line	Workbench #1 P0
INSURANCE-02	Premium and underwriting profit growth	Premium and underwriting profit growth Multi-panel Data detail	Multi-series	Workbench #2 P0
INSURANCE-03	P/B, ROE and book value growth	P/B, ROE and book value growth Scatter Data detail	Scatter	Workbench #3 P0
INSURANCE-04	Investment portfolio yield and interest rate sensitivity	Investment portfolio yield and interest rate sensitivity Multi-panel Data detail	Multi-series	Workbench #4 P1
INSURANCE-05	Solvency and capital surplus	Solvency and capital surplus Bar Data detail	Bar	Workbench #5 P1
INSURANCE-06	Life insurance CSM, value of new business and margin	Life insurance CSM, value of new business and margin Multi-panel Data detail	Multi-series	Workbench #6 P1
INSURANCE-07	Dividend and earnings coverage	Dividend and earnings coverage Bar Data detail	Bar	Workbench #7 P1
INSURANCE-08	Reserve development and catastrophe losses	Reserve development and catastrophe losses Heatmap Data detail	Heatmap	Workbench #8 P2

Priority is a planning estimate from the original specification workbook, not popularity or performance. Catalogue reports are ordered 1–1,000; product reports are ranked only within their own workbench.

Limitations

Property and casualty and life insurers are separated further. A general net margin cannot replace the combined ratio.

The plotted values are generated sample data and do not result from this calculation.